๊ธ€

๋‹น์‹ ์ด ๋†“์น˜๊ณ  ์žˆ๋Š” “๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ”์˜ ์‹ค์ฒด

์ด๋ฏธ์ง€
๋‹น์‹ ์ด ๋†“์น˜๊ณ  ์žˆ๋Š” “๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ”์˜ ์‹ค์ฒด ์ข‹์•„ ๋ณด์ด๋Š” ๊ธฐ์—…์ธ๋ฐ, ๋ญ”๊ฐ€ ์ฐœ์ฐœํ•˜๋‹ค > ๊ทธ ์ง๊ฐ์ด ๋งž์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ์ˆซ์ž๊ฐ€ ์•„๋‹ˆ๋ผ ์‚ฌ๋žŒ์„ ๋ด์•ผ ํ•  ๋•Œ์ž…๋‹ˆ๋‹ค. ์žฌ๋ฌด์ œํ‘œ๋Š” ‘๊ณผ๊ฑฐ’๋ฅผ ๋ณด์—ฌ์ฃผ๊ณ , ์‚ฌ๋žŒ์€ ‘๋ฏธ๋ž˜’๋ฅผ ๊ฒฐ์ •ํ•ฉ๋‹ˆ๋‹ค ๋งค์ถœ ์„ฑ์žฅ๋ฅ , ์˜์—…์ด์ต๋ฅ , ๋ถ€์ฑ„๋น„์œจ. ํˆฌ์ž์ž๋ผ๋ฉด ๋ˆ„๊ตฌ๋‚˜ ํ™•์ธํ•˜๋Š” ์ง€ํ‘œ๋“ค์ž…๋‹ˆ๋‹ค. ํ•˜์ง€๋งŒ ์ด ์ˆซ์ž๋“ค์€ ์ด๋ฏธ ์ผ์–ด๋‚œ ์ผ์˜ ๊ธฐ๋ก์ผ ๋ฟ, “ ์ง€๊ธˆ ์ด ๊ธฐ์—…์— ๋ˆ„๊ฐ€ ๊ด€์—ฌํ•˜๊ณ  ์žˆ๋Š”๊ฐ€ ”๋ผ๋Š” ์งˆ๋ฌธ์—๋Š” ๋‹ตํ•˜์ง€ ๋ชปํ•ฉ๋‹ˆ๋‹ค. ๊ธฐ์—…์ด ๋ฌด๋„ˆ์ง€๊ธฐ ์ „, ๊ฐ€์žฅ ๋จผ์ € ๋ฐ”๋€Œ๋Š” ๊ฒƒ์€ ์ˆซ์ž๊ฐ€ ์•„๋‹™๋‹ˆ๋‹ค. ์‚ฌ๋žŒ์ด ๋ฐ”๋€๋‹ˆ๋‹ค. ๋‚ฏ์„  ์ž„์›์ด ๋Œ€ํ‘œ์ด์‚ฌ๋กœ ์„ ์ž„๋˜๊ณ , ์ถœ์ฒ˜๋ฅผ ์•Œ ์ˆ˜ ์—†๋Š” ํˆฌ์ž์ž๊ฐ€ ์ˆ˜์‹ญ์–ต ์›์˜ ์ „ํ™˜์‚ฌ์ฑ„๋ฅผ ์ธ์ˆ˜ํ•˜๊ณ , ๋Œ€์ฃผ์ฃผ ๊ตฌ์กฐ๊ฐ€ ์กฐ์šฉํžˆ ๋ฐ”๋€๋‹ˆ๋‹ค. ์ด ๋ณ€ํ™”์˜ ์ด๋ฉด์— ์–ด๋–ค ํŒจํ„ด์ด ์ˆจ์–ด ์žˆ๋Š”์ง€๋ฅผ ์•„๋Š” ๊ฒƒ๊ณผ ๋ชจ๋ฅด๋Š” ๊ฒƒ. ๊ทธ ์ฐจ์ด๊ฐ€ ํˆฌ์ž๊ธˆ์„ ์ง€ํ‚ค๋Š”๊ฐ€, ์žƒ๋Š”๊ฐ€๋ฅผ ๊ฒฐ์ •ํ•ฉ๋‹ˆ๋‹ค. “๊ณต์‹œ ํ•œ ์ค„”์— ์ˆจ๊ฒจ์ง„ ์œ„ํ—˜ ์‹ ํ˜ธ ์–ด๋–ค ์ฝ”์Šค๋‹ฅ ๊ธฐ์—…์ด ์ „ํ™˜์‚ฌ์ฑ„(CB) 100์–ต ์›์„ ๋ฐœํ–‰ํ–ˆ์Šต๋‹ˆ๋‹ค. DART ๊ณต์‹œ์—๋Š” “์ œ3์ž ๋ฐฐ์ • ์ „ํ™˜์‚ฌ์ฑ„ ๋ฐœํ–‰ ๊ฒฐ์ •”์ด๋ผ๋Š” ํ•œ ์ค„๋งŒ ๋‚˜์˜ต๋‹ˆ๋‹ค. ๊ทธ๋Ÿฐ๋ฐ ๋งŒ์•ฝ ์ด CB๋ฅผ ์ธ์ˆ˜ํ•œ ํˆฌ์ž์ž๊ฐ€ ๊ณผ๊ฑฐ 12๊ฐœ ๊ธฐ์—…์— CB๋ฅผ ๋„ฃ์—ˆ๊ณ , ๊ทธ์ค‘ 6๊ฐœ๊ฐ€ ์ ์ž๊ธฐ์—…์ด๋ฉฐ, 2๊ฐœ๋Š” ์ด๋ฏธ ์ƒ์žฅํ์ง€๋˜์—ˆ๋‹ค๋ฉด? ๋˜๋Š” ์ƒˆ๋กœ ์„ ์ž„๋œ ๋Œ€ํ‘œ์ด์‚ฌ๊ฐ€ ์ง€๋‚œ 5๋…„๊ฐ„ 4๊ฐœ ํšŒ์‚ฌ๋ฅผ ๊ฑฐ์ณค๋Š”๋ฐ, ๊ฑฐ์ณ๊ฐ„ ํšŒ์‚ฌ๋งˆ๋‹ค ์œ ์ƒ์ฆ์ž์™€ CB ๋ฐœํ–‰์ด ๋ฐ˜๋ณต๋˜๊ณ , ๊ฒฐ๊ตญ ์ฃผ๊ฐ€๊ฐ€ ํญ๋ฝํ–ˆ๋‹ค๋ฉด? ์ด๋Ÿฐ ์ •๋ณด๋Š” ์žฌ๋ฌด์ œํ‘œ ์–ด๋””์—๋„ ์—†์Šต๋‹ˆ๋‹ค. DART ๊ณต์‹œ ์ˆ˜์ฒœ ๊ฑด์— ์กฐ๊ฐ์กฐ๊ฐ ํฉ์–ด์ ธ ์žˆ์„ ๋ฟ, ๊ฐœ์ธํˆฌ์ž์ž๊ฐ€ ์ง์ ‘ ์ด๊ฑธ ์—ฐ๊ฒฐํ•˜๋Š” ๊ฒƒ์€ **์‚ฌ์‹ค์ƒ ๋ถˆ๊ฐ€๋Šฅ**ํ•ฉ๋‹ˆ๋‹ค. ์ด๊ฒƒ์ด ๋ฐ”๋กœ “๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ”์ž…๋‹ˆ๋‹ค ์ง€๊ธˆ ์‹œ์žฅ์—์„œ ๋ฒŒ์–ด์ง€๊ณ  ์žˆ๋Š” ์ผ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ๊ฐ€ ๋œฌ๊ตฌ๋ฆ„ ๊ฐ™์€ ์ด์•ผ๊ธฐ๊ฐ€ ์•„๋‹Œ ์ด์œ ๋Š”, ์ง€๊ธˆ ์ด ์ˆœ๊ฐ„์—๋„ ๋ถ€์‹ค๊ธฐ์—… ํ‡ด์ถœ์ด ๊ฐ€์†ํ™”๋˜๊ณ  ์žˆ๊ธฐ ๋•Œ๋ฌธ์ž…๋‹ˆ๋‹ค. 2025๋…„ ํ•œ ํ•ด์—๋งŒ ์ฝ”์Šค๋‹ฅ์—์„œ **38๊ฑด์˜ ์ƒ์žฅํ์ง€ ๊ฒฐ์ •**์ด ๋‚ด๋ ค์กŒ๊ณ , ๊ฐ์‚ฌ์˜๊ฒฌ ๊ฑฐ์ ˆ·ํ•œ์ •์œผ๋กœ ์ƒ์žฅํ์ง€ ์œ„๊ธฐ์— ๋†“์ธ ๊ธฐ์—…์€ **์ฝ”์Šคํ”ผ·์ฝ”์Šค๋‹ฅ ํ•ฉ์ณ 57๊ณณ**์— ๋‹ฌํ•ฉ๋‹ˆ๋‹ค. ์ƒ์žฅํ์ง€ ์š”๊ฑด๋„ ๊ฐˆ์ˆ˜๋ก ๊ฐ•ํ™”๋˜๊ณ  ์žˆ์–ด์„œ, 2029๋…„๊นŒ์ง€ ์ฝ”์Šค๋‹ฅ 13...
ํ•œ๊ตญ ์ƒ์žฅ๊ธฐ์—… ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ ๋ถ„์„ ๋ณด๊ณ ์„œ ํ•œ๊ตญ ์ƒ์žฅ์‹œ์žฅ, 10๊ฐœ ์ค‘ 4๊ฐœ ๊ธฐ์—…์ด ๊ฒฝ์˜ ์•…ํ™” ์œ„ํ—˜ ์‹ ํ˜ธ RaymondsRisk๋Š” ํ•œ๊ตญ ์ƒ์žฅ๊ธฐ์—… 2,909๊ฐœ์‚ฌ๋ฅผ ๋Œ€์ƒ์œผ๋กœ ์ž„์› ๋„คํŠธ์›Œํฌ, ์ „ํ™˜์‚ฌ์ฑ„(CB) ํˆฌ์ž์ž ์—ฐ๊ฒฐ, ๋Œ€์ฃผ์ฃผ ๊ตฌ์กฐ, ์ง€๋ฐฐ๊ตฌ์กฐ ๋“ฑ 40๊ฐœ ๊ด€๊ณ„ํ˜• ์ง€ํ‘œ๋ฅผ ๋ถ„์„ํ•˜์—ฌ ํ–ฅํ›„ ๊ฒฝ์˜ ์•…ํ™” ๊ฐ€๋Šฅ์„ฑ(WP, Worsening Probability)์„ ์‚ฐ์ถœํ–ˆ๋‹ค. ๋ถ„์„ ๊ฒฐ๊ณผ, ์ „์ฒด์˜ 39.7%์— ํ•ด๋‹นํ•˜๋Š” 1,154๊ฐœ ๊ธฐ์—…์ด ์ฃผ์˜ ์ด์ƒ์˜ ์•…ํ™” ๊ฐ€๋Šฅ์„ฑ์„ ๋ณด์ด๋Š” ๊ฒƒ์œผ๋กœ ๋‚˜ํƒ€๋‚ฌ๋‹ค. [์œ„ํ—˜ ๋“ฑ๊ธ‰๋ณ„ ๋ถ„ํฌ] ๋“ฑ๊ธ‰ ๊ธฐ์—… ์ˆ˜ ๋น„์œจ ์˜๋ฏธ CRITICAL (WP 60%+) 376๊ฐœ 12.9% ๋‹ค์ˆ˜์˜ ์œ„ํ—˜ ์ง€ํ‘œ๊ฐ€ ๋™์‹œ ๊ฐ์ง€๋จ HIGH (WP 40-60%) 419๊ฐœ 14.4% ๋ณต์ˆ˜์˜ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ ์š”์ธ ์กด์žฌ MEDIUM (WP 20-40%) 359๊ฐœ 12.3% ์ผ๋ถ€ ์œ„ํ—˜ ์‹ ํ˜ธ ํฌ์ฐฉ LOW (WP 0-20%) 1,755๊ฐœ 60.3% ํ˜„์žฌ ์•ˆ์ •์  1. ์•ฝ 800๊ฐœ ๊ธฐ์—…(27.3%)์ด ์•…ํ™” ๊ฐ€๋Šฅ์„ฑ 50% ์ด์ƒ WP๊ฐ€ 50%๋ฅผ ์ดˆ๊ณผํ•˜๋Š” ๊ธฐ์—…์ด 795๊ฐœ์— ๋‹ฌํ•œ๋‹ค. ์ด ๊ธฐ์—…๋“ค์€ ์ƒ์žฅํ์ง€ ๊ธฐ์—…๊ณผ ์—ฐ๊ฒฐ๋œ ์ž„์› ๋„คํŠธ์›Œํฌ, ์œ„ํ—˜ ์ ๊ฒ€์ด ํ•„์š”ํ•œ CB ํˆฌ์ž์ž ์ง‘์ค‘, ์ง€๋ฐฐ๊ตฌ์กฐ ๋ณ€๋™ ๋“ฑ ๋ณตํ•ฉ์  ์œ„ํ—˜ ์š”์ธ์„ ๋ณด์œ ํ•˜๊ณ  ์žˆ๋‹ค. 2. CRITICAL ๋“ฑ๊ธ‰ 376๊ฐœ์‚ฌ — ๊ณ ์œ„ํ—˜ ์ž„์› ์—ฐ๊ฒฐ๊ณผ CB ํˆฌ์ž์ž ์ง‘์ค‘ ์ตœ๊ณ  ์œ„ํ—˜๊ตฐ์˜ ํ‰๊ท  WP๋Š” 72.5%์ด๋ฉฐ, ์ตœ๋Œ€ 83.8%์— ์ด๋ฅธ๋‹ค. ์ด ๊ทธ๋ฃน์˜ ๊ณตํ†ต ํŠน์ง•์€: ์ž„์›์ด ๊ณผ๊ฑฐ ์ƒ์žฅํ์ง€/๊ด€๋ฆฌ์ข…๋ชฉ ๊ธฐ์—…์— ์žฌ์งํ•œ ์ด๋ ฅ, ์ „ํ™˜์‚ฌ์ฑ„ ํˆฌ์ž์ž๊ฐ€ ๋‹ค์ˆ˜์˜ ์ ์ž๊ธฐ์—…์— ์ค‘๋ณต ํˆฌ์ž, ์ตœ๊ทผ 1๋…„ ๋‚ด ๋Œ€๊ทœ๋ชจ ์ž„์› ๊ต์ฒด ๋˜๋Š” ์‹ ๊ทœ ๊ณ ์œ„ํ—˜ ์ž„์› ์ทจ์ž„. 3. ์•ˆ์ „ ๊ธฐ์—…๊ณผ ์œ„ํ—˜ ๊ธฐ์—…์˜ ์–‘๊ทนํ™” WP ๋ถ„ํฌ๋Š” ๋šœ๋ ทํ•œ ์ด๋ถ„ํฌ(bimodal) ํ˜•ํƒœ๋ฅผ ๋ณด์ธ๋‹ค. ๊ธฐ์—…์˜ 49.5%๊ฐ€ WP 20% ๋ฏธ๋งŒ์œผ๋กœ ์•ˆ์ •์ ์ธ ๋ฐ˜๋ฉด, WP 60-80% ๊ตฌ๊ฐ„์— 20.6%(599๊ฐœ์‚ฌ)๊ฐ€ ๋ชฐ๋ ค ์žˆ์–ด ์œ„ํ—˜ ๊ธฐ์—…๊ตฐ์ด ๋ณ„๋„๋กœ ํ˜•์„ฑ๋˜์–ด ์žˆ๋‹ค. ๊ธฐ์•„(6.6%), ํ˜„๋Œ€์ž๋™์ฐจ(6.7%), ์‚ผ์–‘์‹ํ’ˆ(6.7%) ๋“ฑ ์žฌ๋ฌด ๊ฑด์ „์„ฑ๊ณผ ์ง€๋ฐฐ๊ตฌ์กฐ๊ฐ€ ์•ˆ์ •์ ์ธ ๊ธฐ์—…์€ ๊ท…ํžˆ ๋‚ฎ์€ W...

๋ˆ„๊ตฌ์™€ ์—ฎ์—ฌ์žˆ๋Š”๊ฐ€ ! ๋ฆฌ์Šคํฌ๋Š” ๊ด€๊ณ„๋ฅผ ํƒ€๊ณ  ๋ฒˆ์ง„๋‹ค

์ด๋ฏธ์ง€
RaymondsRisk ์ข…ํ•ฉ๋“ฑ๊ธ‰ ๋ถ„ํฌ ์ธ์ ๋ฆฌ์Šคํฌ ๋“ฑ๊ธ‰ ๋ถ„ํฌ  ๋ˆ„๊ตฌ์™€ ์—ฎ์—ฌ ์žˆ๋Š”๊ฐ€  ๋ฆฌ์Šคํฌ๋Š” ๊ด€๊ณ„๋ฅผ ํƒ€๊ณ  ๋ฒˆ์ง„๋‹ค  ๋Œ€ํ‘œ/์ž„์› ๋“ฑ ์‚ฌ๋žŒ ๊ด€๊ณ„ CB์ธ์ˆ˜์ž์ธ ์‚ฌ๋žŒ ๋˜๋Š” ๊ธฐ์—… ๊ด€๊ณ„ ๊ทธ ๊ด€๊ณ„์†์— ๋ฆฌ์Šคํฌ๋Š” ์ „์ด ํ™•์‚ฐ ๋‹จ์ˆœํ•œ ํ˜•ํƒœ์˜ ์„ธ๋ ฅ์˜ ์—ฎ์ž„๊ณผ ๋‹ค๋ฅธ ๋ชจ์Šต์ผ ๋ฟ ๊ด€๊ณ„ ๋ฆฌ์Šคํฌ๋Š” ์—ฎ์ผ์ˆ˜๋ก ๋ฒˆ์ง„๋‹ค  ์–ด๋””์„œ ์ฃผ๋กœ ๋ฆฌ์Šคํฌ๊ฐ€ ์ƒ๊ธฐ๋Š”์ง€ ๋ถ„ํฌ๋Š” ํ™•์ธํ•  ์ˆ˜ ์žˆ์ง€๋งŒ,  ๋‹ค๋ฅธ ๊ณณ์ด๋ผ๊ณ  ์•ˆ์ „ ํ•˜๋ฆฌ๋ผ๋Š” ๋ณด์žฅ์€ ์—†๋‹ค    #๊ด€๊ณ„ํ˜•๋ฆฌ์Šคํฌ #๋ ˆ์ด๋จผ์ฆˆ๋ฆฌ์Šคํฌ #RaymondsIndex #konnect-ai

๋ฆฌ์Šคํฌ๋Š” ๊ด€๊ณ„๋ฅผ ํƒ€๊ณ  ๋ฒˆ์ง„๋‹ค

  ์ž๋ณธ์–‘๊ทนํ™”์™€ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ ์ž๋ณธ์–‘๊ทนํ™”์— ๋”ฐ๋ฅธ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ ์‹ฌํ™”์˜ ๋ถˆ๊ฐ€์—ญ์„ฑ Irreversibility of Relational Risk Intensification under Capital Polarization 2026๋…„ 1์›” ์ดˆ๋ก (Abstract) ๋ณธ ์—ฐ๊ตฌ๋Š” ์ž๋ณธ์–‘๊ทนํ™” ํ˜„์ƒ์ด ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ๋ฅผ ์‹ฌํ™”์‹œํ‚ค๋Š” ๋ฉ”์ปค๋‹ˆ์ฆ˜์„ ๋ถ„์„ํ•˜๊ณ , ์ด๋Ÿฌํ•œ ์‹ฌํ™”๊ฐ€ ๋ถˆ๊ฐ€์—ญ์  ํŠน์„ฑ์„ ๊ฐ–๋Š”์ง€ ๊ฒ€ํ† ํ•œ๋‹ค.  ์ž๋ณธ์–‘๊ทนํ™”๋Š” ๋‹จ์ˆœํ•œ ๋ถ€์˜ ํŽธ์ค‘์„ ๋„˜์–ด ๊ธฐ์—… ๊ฐ„, ๊ฐœ์ธ ๊ฐ„ ์—ฐ๊ฒฐ๋ง ๊ตฌ์กฐ๋ฅผ ์žฌํŽธํ•˜๋ฉฐ, ์ด ๊ณผ์ •์—์„œ ๋ฐœ์ƒํ•˜๋Š” ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ๋Š” ์ „ํ†ต์  ์žฌ๋ฌด ๋ฆฌ์Šคํฌ์™€ ๊ตฌ๋ณ„๋˜๋Š” ์ „์ด์„ฑ(contagion)๊ณผ ๋น„์„ ํ˜•์„ฑ(non-linearity)์„ ํŠน์ง•์œผ๋กœ ํ•œ๋‹ค.  ์—ฐ๊ตฌ ๊ฒฐ๊ณผ, ์ž๋ณธ์–‘๊ทนํ™”๊ฐ€ ์ผ์ • ์ž„๊ณ„์ ์„ ์ดˆ๊ณผํ•  ๊ฒฝ์šฐ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ์˜ ์ž๊ธฐ๊ฐ•ํ™”(self-reinforcing) ๋ฉ”์ปค๋‹ˆ์ฆ˜์ด ์ž‘๋™ํ•˜์—ฌ ์ •์ฑ…์  ๊ฐœ์ž… ์—†์ด๋Š” ์—ญ์ „์ด ๋ถˆ๊ฐ€๋Šฅํ•œ ๊ตฌ์กฐ์  ๊ณ ์ฐฉ ์ƒํƒœ์— ์ด๋ฅด๊ฒŒ ๋จ์„ ํ™•์ธํ•˜์˜€๋‹ค.  ์ด๋Š” ๊ธˆ์œต ๊ทœ์ œ ๋ฐ ๊ธฐ์—… ์ง€๋ฐฐ๊ตฌ์กฐ ์ •์ฑ…์— ์žˆ์–ด ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ ๊ด€์ ์˜ ์„ ์ œ์  ๋Œ€์‘ ํ•„์š”์„ฑ์„ ์‹œ์‚ฌํ•œ๋‹ค. ํ‚ค์›Œ๋“œ:  ์ž๋ณธ์–‘๊ทนํ™”, ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ, ๋„คํŠธ์›Œํฌ ํšจ๊ณผ, ๋ถˆ๊ฐ€์—ญ์„ฑ, ์‹œ์Šคํ…œ ๋ฆฌ์Šคํฌ 1. ์„œ๋ก  21์„ธ๊ธฐ ๋“ค์–ด ์ „ ์„ธ๊ณ„์ ์œผ๋กœ ์ž๋ณธ์–‘๊ทนํ™” ํ˜„์ƒ์ด ๊ฐ€์†ํ™”๋˜๊ณ  ์žˆ๋‹ค. ์ƒ์œ„ 1%๊ฐ€ ์ „์ฒด ๋ถ€์˜ 40% ์ด์ƒ์„ ์ ์œ ํ•˜๋Š” ๊ตญ๊ฐ€๊ฐ€ ์ฆ๊ฐ€ํ•˜๊ณ  ์žˆ์œผ๋ฉฐ, ๊ธฐ์—… ์ฐจ์›์—์„œ๋„ ์†Œ์ˆ˜์˜ ๋Œ€๊ธฐ์—…์ด ์‹œ์žฅ ๊ฐ€์น˜์˜ ๋Œ€๋ถ€๋ถ„์„ ์ฐจ์ง€ํ•˜๋Š”  ์Šน์ž๋…์‹(winner-takes-all)  ๊ตฌ์กฐ๊ฐ€ ๊ณต๊ณ ํ™”๋˜๊ณ  ์žˆ๋‹ค. ์ด๋Ÿฌํ•œ ์ž๋ณธ์–‘๊ทนํ™”๋Š” ๋‹จ์ˆœํžˆ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ ๋ฌธ์ œ๋ฅผ ๋„˜์–ด, ๊ฒฝ์ œ ์ฃผ์ฒด ๊ฐ„  ๊ด€๊ณ„์˜ ์งˆ์  ๋ณ€ํ™” ๋ฅผ ์ดˆ๋ž˜ํ•œ๋‹ค.  ์ž๋ณธ๋ ฅ์˜ ์ฐจ์ด๋Š” ํ˜‘์ƒ๋ ฅ, ์ •๋ณด ์ ‘๊ทผ์„ฑ, ๋„คํŠธ์›Œํฌ ํ˜•์„ฑ ๋Šฅ๋ ฅ์˜ ์ฐจ์ด๋กœ ์ „ํ™˜๋˜๋ฉฐ, ์ด๋Š” ๊ฒฐ๊ตญ  ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ(Relational Risk) ๋ผ๋Š” ์ƒˆ๋กœ์šด ์œ ํ˜•์˜ ์‹œ์Šคํ…œ ๋ฆฌ์Šคํฌ๋ฅผ ์–‘์‚ฐํ•œ๋‹ค. ๋ณธ ์—ฐ๊ตฌ์˜ ๋ชฉ์ ์€ ์ž๋ณธ์–‘๊ทนํ™”๊ฐ€ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ๋ฅผ ์‹ฌํ™”์‹œํ‚ค๋Š” ๊ฒฝ๋กœ๋ฅผ ๊ทœ๋ช…ํ•˜๊ณ , ์ด๋Ÿฌํ•œ ์‹ฌํ™” ๊ณผ์ •์ด ํŠน์ • ์กฐ๊ฑด ํ•˜์—์„œ  ...

ํˆฌ์ž/์ธ์ˆ˜ ๊ธฐ์—…์˜ ๊ด€๊ณ„ํ˜• ๋ฆฌ์Šคํฌ ์ถ”์ ์ด ๊ด€๊ฑด

์ด๋ฏธ์ง€
  #CB์ „ํ™˜์‚ฌ์ฑ„ #ํˆฌ์ž๋ฆฌ์Šคํฌ #์ƒ์žฅ์‚ฌ๋ถ„์„ #KOSPI #KOSDAQ #๋ฆฌ์Šคํฌ๊ด€๋ฆฌ

Corporate Network-Based Risk Analysis Platform

  RaymondPartners Corporate Network-Based Investment Risk Analysis Service "Empowring retail investors with institutional-grade corporate relationship analysis"     ๐Ÿ” Core Features ๐Ÿ’ก Key Benefits Corporate-Executive-Investor Network Visualization RaymondsRisk Investment Grading (AAA to D) Convertible Bond Network Pattern Analysis Real-time Risk Signal Detection Bridge Information Asymmetry Gap Discover Hidden Corporate Connections Enhanced Investment Decision Confidence Early Detection of Market Manipulation ๐Ÿ“Š Data Coverage 3,922 Listed Companies 38,125 Executive Records 1,435 CB Issuances 99.7% Risk Score Coverage ๐ŸŽฏ Target Users ๐Ÿ‘ค Retail Investors Pre-investment risk assessment ๐Ÿข Institutional Investors In-depth corporate network analysis ๐Ÿ›️ Financial Regulators Market manipulation detection ⚡ Technology Stack React 18 + TypeScript + D3.js (Visualization) | FastAPI + PostgreSQL + Neo4j (Graph DB)   Start Analyzing Corporate Networks Today Raymond + Ontology =...

The Invisible Web: How Capital Concentration is Breeding a New Era of Relational Risk

  The Invisible Web: How Capital Concentration is Breeding a New Era of Relational Risk By a Global Financial Analyst In the bustling trading floors of New York and the quiet boardrooms of London, a silent shift has redefined the architecture of the global economy. For decades, we were taught that diversification is the only free lunch in finance. However, beneath the surface of diverse tickers and industries, the global fund market is undergoing an extreme polarization. Capital is flowing aggressively into the hands of a select few "mega-allocators," creating a dense web of ownership where the distinct lines between companies blur. As these colossal funds grow, a new, insidious threat is emerging: Relational Risk. The Consolidation of Influence The era of fragmented ownership is over. Today, a handful of asset management giants and sovereign wealth funds control a staggering percentage of global equity. This is not merely a matter of scale; it is a matter of ubiquity. ...