PER, PBR, ROE.

These are commonly used indicators.


But these indicators see results.

It does not show how management is using capital, or the process.


RaymondsIndex asks a different question.



What is RaymondsIndex?


Capital Allocation Efficiency Index.


Simply put: “Is this company’s management spending shareholders’ money well?”


Measurements:

Return on Investment vs Cost of Capital Differences

- Whether dividend/reinvestment ratio of profits is optimized

- Timing and efficiency of share buybacks

- Tracking changes in performance after M&A and facility investment


Why is capital allocation efficient?


Even if the ROE is the same at 15%, the two companies are different.


Company A: Achieved 15% ROE by increasing assets with debt → Low real profitability

Company B: Achieving 15% ROE through reinvestment in core business → Sustainable growth possible


Financial ratios cannot distinguish this difference.

RaymondsIndex quantifies this difference.



Link between relational risk and capital allocation


Why do companies have low capital allocation efficiency?


Answer from a relational risk perspective:

Controlling shareholders’ interests take priority → Minority shareholders’ capital is damaged

- CB issuance/tunneling → external transfer of capital

- Executive network decision-making → Investment based on relationships, not efficiency

In other words, companies with low capital allocation efficiency scores

At the same time, relational risks tend to be high.


Looking at these two indices together provides a stronger signal.



How to find a company that resolves discounts in Korea


Companies benefiting from the value increase = Companies with improved capital allocation efficiency + low relational risk


Features of RaymondsIndex Top Companies:

Positive correlation between CEO tenure and investment return

- Share buybacks are concentrated near the bottom

- High synergy realization rate after M&A

- There is no history of CB issuance or stock price recovery after conversion


key message


PBR 1x is not the goal.

The discount will disappear only when capital allocation changes.

RaymondsIndex is the measure of that change.



■ Reference materials

Schwetzler (2024): Capital allocation and minority shareholder exploitation.

-Carroll et al. (2024): Governance and capital power.

- RaymondsRisk White Paper: https://www.konnect-ai.net/whitepaper

#relationalrisk #raymondsrisk #raymondsindex #konnectai

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